1、Unit 5 The Value of Money课时素养检测十七Unit 5Period 1. 阅读理解AIn 2009 a group of parents in Lymington started sharing worries about their childrens money-management skills. Pocket money was now stored in a building society rather than a piggy bank (储蓄罐); household shopping was done online; the children rare
2、ly saw their parents handling cash. They were spending online, too. Money had become intangible. How, then, were children to learn its value? The answer they came up with was GoHenry, an app now available in America as well as Britain. It is designed to help young people learn good spending habits t
3、hrough real-world money activities. Parents sign up with their own bank accounts and pay a monthly fee of 2. 99 or $3. 99 for each child aged six or over. Adults and children download separate versions. Parents can schedule pocket money and set chores. When those are marked as done, the child is pai
4、d the agreed amount. Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs. Children get cards printed with their names. They can put money in savings pots, view their spending and balances, and set savings targets. “They cou
5、ld decide to save ten dollars for a friends birthday in four weeks time, or set a goal at 12 to have $2, 000 to buy a car at age 18, ” says Dean Brauer, one of GoHenrys founders. “The app tells them how much to save each week to meet their goal. ”A big benefit of such apps is that they inspire famil
6、y conversations about money. According to the latest research, more than half of British parents find the subject hard to discuss with their children. And yet most agree that childrens attitudes to money are formed in their early years. Some GoHenry customers are wealthy parents who worry that their
7、 children will grow up with little knowledge of money. Others have slim incomes but regard the app as a preparation for their childrens future. Some say that they have been in debt and want their children to avoid that mistake when they grow up; others say that the app is cost-effective because thei
8、r children learn to plan to spend money. Even though young people no longer touch and hold money, they can still be taught to handle it well. 【语篇概述】本文是一篇说明文。介绍了一种帮助年轻人学习理财的手机应用程序。1. What does the underlined sentence suggest? A. Money no longer existed physically. B. Money was spent by children. C. M
9、oney took on a fashionable look. D. Money became less valuable. 【解析】选A。词义猜测题。根据第一段中的“Pocket money was now stored in a building society rather than a piggy bank; household shopping was done online; the children rarely saw their parents handling cash. They were spending online, too. ”可知, 第一段介绍了种种有关金钱花
10、费的方式, 如今的钱已不再以现金形式存在, 以无形的方式存在。故选A。2. What is the purpose of GoHenry app? A. To update peoples idea of money. B. To educate kids on money management. C. To promote parent-kid relationship. D. To build up wealth in American families. 【解析】选B。推理判断题。根据第二段中的“It is designed to help young people learn good
11、 spending habits through real-world money activities. ”可知, GoHenry app的目的是教育孩子理财。故选B。3. How do parents or children benefit from GoHenry? A. Parents monitor childrens using of money. B. Children have freedom to earn extra money. C. Parents lend much money to children in relief. D. Children turn to sa
12、ving instead of spending. 【解析】选A。推理判断题。根据文中第二段中的“Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs. ”可知, 父母可以看到孩子买了什么, 在哪里买的。他们还可以选择卡的使用地点: 商店、网上或自动取款机。故选A。4. What is the best reason for the popularity of GoHenry among pa
13、rents? A. It brings to the table the topic of money. B. It trains kids to deal with money wisely. C. It ensures a successful future for children. D. It makes it possible for kids to get wealthy. 【解析】选B。推理判断题。根据最后一段中的“Some say that they have been in debt and want their children to avoid that mistake
14、when they grow up; others say that the app is cost-effective because their children learn to plan to spend money. Even though young people no longer touch and hold money, they can still be taught to handle it well. ”可知, GoHenry在父母中受欢迎的原因是: 它训练孩子们明智地理财。故选B。BTwo graduates from Cambridge University in
15、the United Kingdom found themselves about to graduate, yet with loans to pay off. The pair decided to begin a strange, year-long project to battle their debt. The men, Ross Harper and Edward Moyse, set up the website BuyMyFace. com last October as a way to get rid of the 50, 000 they shared as stude
16、nt loans. The idea behind the project was to earn money by selling their faces as advertising space every day for a year. Each day, they advertise a different business by painting the brands name or logo onto their faces and upload the pictures to the homepage of BuyMyFace. com, adding a link to the
17、 advertisers website and including a short piece of text about it. After they paint their faces and publish them on the website, Harper and Moyse go out to highly populated areas such as music festivals and theme parks to maximize their faces exposure. They hope more people will pay attention to the
18、 advertisements on their faces. At this time, Harper and Moyse have advertised their faces for over four months without skipping a day and theyre more than halfway to their goal. Though they first started charging a minimum of about 1. 60 per company, the prices have risen as their popularity increa
19、ses. For advertising space during the rest of April, they range between 250 and 750. Terri L. Rittenburg, associate professor of marketing at the University of Wyoming, said that she had heard of people tattooing (文身) logos on themselves before, but this idea is much better. According to her, at fir
20、st the idea would be new and unusual and attract attention. People are interested in this particular style of advertisement and would like to try what they advertise. But she is unsure how long it would last. At least for now, companies that have bought Harper and Moyses faces have written positive
21、comments on the pairs website. “We had a three percent increase in website traffic on the very day and for two days more afterwards, ” said one of the companies. 【语篇概述】本文是一篇记叙文, 讲述了两个年轻人通过在自己的脸上做广告赚钱的故事。5. Harper and Moyse go to highly populated areas to _. A. offer their helpB. make more friendsC.
22、show their facesD. raise more money【解析】选C。细节理解题。根据第二段倒数第二句“Harper and Moyse go out to highly populated areas such as music festivals and theme parks to maximize their faces exposure. ”可知, 哈珀和莫伊斯前往人口稠密的地区是为了展示自己的脸, 故C项正确。6. We can infer from the passage that the two young men _. A. get on well with t
23、heir projectB. work hard except on holidaysC. plan to open their own companyD. may close their website in future【解析】选A。推理判断题。根据第三段中的第二句“the prices have risen as their popularity increases. ”和倒数第二句“People are interested in this particular style of advertisement and would like to try what they adverti
24、se. ”及最后一段第一句“At least for now, companies that have bought Harper and Moyses faces have written positive comments on the pairs website. ”等细节可知, 人们对他们的人脸广告很感兴趣, 这个创意得到了积极的评价, 而且随着它的流行, 他们的收入也随之增加, 由此可见这两个年轻人的人脸广告项目进展得很顺利, 故A项正确。7. Why does the mens idea of advertising prove to work? A. Because an exp
25、ert has highly praised them. B. Because people find it unique and appealing. C. Because the products they advertise are reliable. D. Because they receive great help from businesses. 【解析】选B。细节理解题。根据第三段中倒数第三句的“According to her, at first the idea would be new and unusual and attract attention. ”可知, 这两个
26、人的广告创意被证明是有效的是因为人们觉得它很独特, 很有吸引力, 故B项正确。. 阅读填句When asked “Whats the biggest mistake we make in life? ”, the God replied, “The biggest mistake is that 1” Time is free but its priceless. You cant own it, but you can use it. You cant keep it but you can spend it. 2That average person lives 78 years. We
27、spend most of our life sleeping, eating, educating, shopping, caring for children. . . That leaves us only with 9 years. 3Theres good news and theres bad news. That bad news is time flies; the good news is youre the pilot. Imagine you wake up every day with $86, 400 in your bank account(账户). And at
28、the end of the night, its all gone whether you spent it or not. And then the next day you get another $86, 400. What would we do with it? 4 So why do we waste it when it comes to time? Those seconds are so much more powerful than dollars because you can always make more money, but you can never get
29、more time. So its time for us to think how we use our time. 5 Life teaches us to make good use of time. And time teaches us the value of the life. And as William Shakespeare said, “Time is very slow for those who want, very fast for those who are frightened, very long for those who are sad, and very
30、 short for those who celebrate, but for those who love, time is eternal(永恒的). A. you think you have time. B. you dont think you have time. C. How will we spend that limited time? D. Life and time are the best two teachers. E. Once its lost, you can never get it back. F. We would never waste it if it
31、 was money. G. You cant get more time, but you can get more money. 【语篇概述】本文为一篇说明文。说明了时间的重要性, 告诫人们要珍惜时间, 善用时间。1. 【解析】选A。后文提到“Time is free but its priceless. You cant own it, but you can use it. ” 时间是免费的, 但它是无价的。你不能拥有它, 但你可以利用它。可知我们最大的错误就是我们认为我们有时间。故选A项。2. 【解析】选E。上文提到“You cant own it, but you can use
32、it. You cant keep it but you can spend it. ” 你不能拥有它, 但你可以利用它。你不能保留它, 但你可以花费它。所以后面一句应为: 一旦失去它, 你永远无法找回它。故选E项。3. 【解析】选C。此句开启下文, 上文提到我们的时间很少, 下文提到“So its time for us to think how we use our time. ”, 可知在讲如何使用这些有限的时间。此处为总结归纳关系。故应为我们将如何度过这有限的时间的问句。故选C项。4. 【解析】选F。上文提到我们有很多钱, 下文提到“So why do we waste it when
33、 it comes to time? ” 那么, 我们为什么要浪费时间呢? 可知此处拿钱来比喻时间, 告诉我们不要浪费时间的重要性, 即应为: 如果是钱, 我们永远不会浪费。故选F项。5. 【解析】选D。下文提到“Life teaches us to make good use of time. And time teaches us the value of the life. ” 生命教我们充分利用时间。时间教我们生命的价值。即此句为后两句的总结, D选项: “生命和时间是最好的两位老师”符合句意及逻辑关系。故选D项。【素养培优】当Henry 发现了信封里的百万英镑的支票时, 他会作何反应
34、呢? 你能来描述一下他当时的心情吗? It was two oclock. Henry couldnt wait to open the envelope. There was nothing but a million-pound bank note and a letter which said something about the bet made by the two brothers. Now he had no choice but to try his fortune. “What should I do first? ”he thought. “Maybe I could t
35、reat myself to delicious food. ”Not having eaten for a long time, he was really hungry. He was about to find a restaurant for some food when he noticed his rags, so he decided to buy some decent clothes. He couldnt help laughing as he imagined how handsome he would look in his new clothes. 阅读理解Child
36、ren may not be putting coins in piggy banks for much longer. With the move towards a cashless society, pocket money is moving digital. To reflect this trend, many mobile budgeting apps for children have sprung up worldwide: GoHenry, Osper, and Gimi, to name but a few. These apps offer a simple money
37、 management service for children, often for a monthly fee paid by the parents. Parents can add money to childrens accounts, set limits and monitor transactions (交易). Children can choose to save their money or spend it using a prepaid card. These apps aim to teach young children financial concepts, s
38、uch as budgeting, interest rates and income. For instance, the Swedish app Gimiwith 1. 2 million users globallyhas virtual savings jars where children can deposit money. Parents can pay children interest as they save. There is also a chores feature, where parents can pay children for completing hous
39、ehold tasks. The account is attached to a prepaid card that is currently available in Sweden only, but is expected to be launched elsewhere in Europe in 2020. Haglund, CEO of Gimi, believes the app can teach children responsible spending habits. “You dont become better at money management just becau
40、se you have a degree in economics. Its more about the attitude and the relationship you have with parents money when youre 6 to 12 years old, ” he says. But Catherine Winter, managing director of financial capability at the London Institute of Banking and Finance, warns that while digital tools can
41、help there needs to be a more structured approach to financial education. The area should “have regular, dedicated classroom time and ideally should be taught as a standalone subject, ” she said. “Children would then have the right context and foundation to get the most out of both the apps and thei
42、r money. ”【语篇概述】本文为说明文, 介绍了网络零钱储蓄罐的兴起及其特点和专家的意见。1. What does the underlined part “this trend” in Paragraph 2 refer to? A. Putting coins in piggy banks. B. Pocket money moving digital. C. Mobile budgeting apps springing up. D. Money management service being offered. 【解析】选B。词义猜测题。根据第一段最后一句With the mov
43、e towards a cashless society, pocket money is moving digital. 可知, 随着社会向无现金方向的转变, 零花钱正在向数字化转变。所以在无现金社会转型的过程中, 零花钱也开始电子化这一趋势。因此推断this trend指代上文提的零花钱电子化。故选B。2. What do we know about the Swedish app Gimi? A. It pays children interest as they save. B. It has 1. 2 million users all over Sweden. C. It can
44、teach children concepts related to money. D. It is attached to a credit card available in Sweden only. 【解析】选C。细节理解题。从第三段第一句These apps aim to teach young children financial concepts, such as budgeting, interest rates and income. 可知, 这类软件的目的是教会孩子一些与金钱相关的金融概念, 比如预算、利率、收入等。故选C。3. What can we learn from
45、Winters words? A. Digital tools can help a lot with spending habits. B. Money management requires financial capability. C. A regular classroom-based financial education is needed. D. Children can get the most out of their money with the apps. 【解析】选C。推理判断题。根据最后一段中的But Catherine Winter, managing direc
46、tor of financial capability at the London Institute of Banking and Finance, warns that while digital tools can help there needs to be a more structured approach to financial education. 并结合下文The area should “have regular, dedicated classroom time and ideally should be taught as a standalone subject”可
47、知, 如果要让孩子真正了解金融理财, 只使用抽象的应用软件是不够的, 还需要接受定期的课堂金融教育。故选C。4. Whats the passage mainly about? A. The rise of the digital piggy bank. B. The trend towards a cashless society. C. The importance of financial education. D. The popularity of money management apps. 【解析】选A。主旨大意题。通读全文特别是第一段Children may not be putting coins in piggy banks for much longer. With the move towards a cashless society, pocket money is moving digital. 可知, 本文介绍了网络零钱储蓄罐的兴起及其特点和专家的意见。故选A。
