1、标题：礼节美语 Business Etiquette：118 Getting Out of Debt 1听力内容：Jane找上司Vincent, 可不是为了工作。Jane: (knock knock) Hi, Vincent.got a second?Vincent: Sure, Je in. Grab a seat. Whats on your mind?J: Well, I know this doesnt fall under your responsibilities, but I really need some advice. Do you mind?V: Not at all.
2、Shoot.J: Ok.Ill just say it: Im quite heavily in debt and I need advice on how to get out of this hole Im in.Jane问Vincent有没有时间，got a second? 请别人坐，可以说grab a seat. Vincent让 Jane - shoot. Shoot在这儿不是开枪，而是“说吧”。原来，Jane是因为债务缠身，heavily in debt, 让Vincent帮她出主意，to get out of this hole，摆脱困境。V: I see. Is this ma
3、inly credit card debt?J: Yes. But theres a mortgage and car payments as well.V: You know what? Im going to ask Anna Wang to join our conversation. Shes our companys financial expert.(Picks up phone) Anna? Would you mind joining me for a second? Thanks.J: Oh. I dont want to be a burden.V: No.its real
4、ly no problem. Millions of people have fallen into debt and its great that you are trying to take positive action. Oh, hi Anna. This is Jane.Anna: Hi Vince. Hi Jane.Jane不光信用卡欠了很多钱，还有房贷和车贷。Vincent请公司的财务专家Anna来咨询。注意听，Jane欠了多少钱。V: Jane wants advice on how to get out of credit card debt.A: Ah. Thats a p
5、opular problem these days. Can I ask how much you owe?J: Um.its kind of embarrassing.but Ok.25,000 dollars.A: Jane, Im going to be blunt: if I were you, Id cut up all my credit cards today.J: All of them?A: Well, you might keep one for emergencies, but the point is: stop using the cards.Jane一共欠了两万五千
6、美元。Anna说，Im going to be blunt，我直话直说：要是我，今天就把信用卡都剪碎。The point is: stop using the cards，关键是：不能再刷卡了。V: I never used to pay attention to the fine print, but one day I looked up the details from my bank and I discovered I got charged 14% interest!A: Yes, you really have to read the fine print. In Janes c
7、ase though, Id recommend actually canceling the cards.J: Cant I get the bank to lower my interest rates?V: Sure, but you also want to stop new spending. When you buy something with a credit card, you think you are paying what the price tag says. But really there are a lot of extras.消费者一定要注意信用卡的fine print，合同细则，Vince的银行就收他14%的利率。刷卡购物，你以为付的是商品标价，the price tag, 可实际上有很多额外收费, a lot of extras。Jane具体该怎么做？我们下次继续听。
